AtPtrust Bank, we offer a complete line of mortgage products. Whether you are buying, building, refinancing or looking for your vacation hideaway, we have a loan to suit your needs. This page is designed to help guide you through the many options thatPtrust Bank offers for your home buying, construction or refinancing needs.
With offices throughout North Central West Virginia and Oakland, Maryland, our team of Mortgage Specialists are sure to help with all of your mortgage and refinancing needs. Contact us today to learn more.
Be sure to view the various mortgage products offered byPtrust Bank to see which may be best for your needs. You can either apply online, or contact our team to help guide you through the process.
Purchase a new home or refinance your existing home with predictable and steady monthly mortgage loan payments
Each ARM loan option features a fixed rate for its initial term. After the initial term, the interest rate and payment could increase or decrease.
A USDA Rural Development loan can help you purchase your dream home with no money down with a low fixed rate.
This First-Time Homebuyer program allows you to purchase your new home with a small down payment with a low fixed rate.
The Movin’ UP Program is designed to help moderate-income homebuyers purchase a new residence, with no first-time homebuyer requirement.
Veterans Affair (VA) Loans offer a variety of benefits and are equal opportunity loans for all qualified veterans and military personnel.
This program allows you to borrow more than $417,000. These jumbo loans have fixed and adjustable rate options for both primary residences and vacation homes.
You want to build a new home,Ptrust Bank will allow you to pay interest only payments during the construction phase and automatically converts into permanent financing when your house is complete.
If you are looking to purchase land,Ptrust Bank can help. We offer land loans with competitive rates and flexible terms available..
Need money for home improvements or to consolidate debt? Do it all with a home equity loan or line of credit fromPtrust Bank.
If you are a resident, fellow, new or established physician, we offer a mortgage program that will lend up to 100% with no private mortgage insurance.