Personal Checking Accounts

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Checking Account

Through the years of growth and changes, one thing has remained constant: friendly and professional service and a dedication to helping the communities grow. We guarantee that our commitment to serving our customers won’t change.

Each ofPtrust Bank personal checking accounts provides you with unique features and benefits, including:

  • Same Day Credit for your deposits made during normal business hours, Monday through Friday. Please note that check deposits may not be available for immediate withdrawal. This may impact transactions such as cash withdrawals, debit card activity and online payments.
  • Convenient 24-hour account access with SmartLink® Online Banking, Mobile Banking and EasyLine Telephone Banking.
  • Access to thousands of surcharge-free ATMs.

We’re sure to have a checking account that’s right for you!

Clear Checking

Clear Checking® is our most popular checking account. There is no minimum balance requirement and no monthly maintenance fee with eStatements or over age 65. You’ll also receive:

  • Free Debit Mastercard®
  • Free SmartLink® Online Banking
  • Access to thousands of surcharge-free ATMs.
  • Free Mobile Banking (message and data rates may apply)
  • Free EasyLine Telephone Banking
  • Unlimited check writing
  • Access to thousands of surcharge-free ATMs, including at every Sheetz® location and thousands of MoneyPass® ATMs nationwide
  • Same Day Credit for your deposits made during normal business hours, Monday through Friday. Please note that check deposits may not be available for immediate withdrawal. This may impact transactions such as cash withdrawals, debit card activity and online payments.
  • Canceled checks and deposit tickets returned monthly in convenient image format
Open an Account

Interest Checking

Want to write unlimited checks and earn a market rate of interest on your funds? Then consider aPtrust Bank Interest Checking account that earns interest on any balance! Start your account with as little as $1,000 and enjoy service-charge-free checking as long as your balance remains above $1,000.

Plus, you’ll enjoy:

  • Free Visa Check Card
  • Free SmartLink® Online Banking
  • Free Online Bill Payments
  • Free Mobile Banking (message and data rates may apply)
  • Free EasyLine Telephone Banking
  • Unlimited check writing
  • Close of business cut-off time for deposits, Monday through Friday. Please note that check deposits may not be available for immediate withdrawal. This may impact transactions such as cash withdrawals, debit card activity and online payments.
  • Access to thousands of surcharge-free ATMs, including at every Sheetz® location and thousands of MoneyPass® ATMs nationwide
  • Canceled checks and deposit tickets returned monthly in convenient image format
Open an Account

Investor Money Market Deposit Account

If you have some money to invest but are not ready to commit to a long-term savings plan, our Investor Money Market Account may be just right for you. Open this account with $10,000 and begin enjoying the benefits of a great yield and convenient accessibility. Tiered rates based on your account balances reward the dedicated saver and the account is service-charge-free unless your balance falls below $2,500 during your statement cycle.

Plus, you’ll enjoy:

  • Free Mastercard® Debit Card
  • Free SmartLink® Online Banking
  • Free Online Bill Payments
  • Free Mobile Banking (message and data rates may apply)
  • Free EasyLine Telephone Banking
  • Unlimited check writing
  • Close of business cut-off time for deposits, Monday through Friday. Please note that check deposits may not be available for immediate withdrawal. This may impact transactions such as cash withdrawals, debit card activity and online payments.
  • Access to thousands of surcharge-free ATMs, including at every Sheetz® location and thousands of MoneyPass® ATMs nationwide
  • Canceled checks and deposit tickets returned monthly in convenient image format
Open an Account

Prime 50 Checking

Designed exclusively for our customers over 50, our Prime 50 checking account offers bonuses, discounts, privileges and personalized service.

Prime 50 features interest-bearing checking, free personalized checks*, free cashier’s checks, free stop-payment requests, a free personal safe deposit box for the first year, as well as special student banking services for children or grandchildren. As a Prime 50 customer, these services are free of charge! Plus, you’ll also get:

  • Free Mastercard® Debit Card
  • Free SmartLink® Online Banking
  • Free Online Bill Payments
  • Free Mobile Banking (message and data rates may apply)
  • Free EasyLine Telephone Banking
  • Unlimited check writing
  • Same Day Credit for your deposits made during normal business hours, Monday through Friday. Please note that check deposits may not be available for immediate withdrawal. This may impact transactions such as cash withdrawals, debit card activity and online payments.
  • Access to thousands of surcharge-free ATMs, including at every Sheetz® location and thousands of MoneyPass® ATMs nationwide
  • Canceled checks and deposit tickets returned monthly in convenient image format

Free Checks

Get your first order of checks free when opening a new Prime 50 account. We’ll choose a standard design and style for your free order, and discounted checks may be available on re-orders!

Open an Account